Radhanath Swami Speaking on Power of Credit Cards

Credit cards, which are in one sense just little pieces of plastic, have the power of thousands of dollars. We can get loans, we can buy things; all we have to do is just show this card. In the western world, this is one of the greatest miseries of the society. Because when we have these little pieces of plastic credit cards, we get so infatuated with the sense of power and wealth. ‘I can buy anything. I can do anything. I can travel anywhere.’ And the problem is we do it. But then a month later the bill comes. We can’t pay the bill with that piece of plastic. Then we have to go out to struggle and work. Sometimes I have seen people doing two or three jobs just to pay the debts that they incurred from their credit cards. I know of one person, who incurred such a debt ten years ago. For the past ten years, this poor soul has been working as a slave to pay back the debt and to this day he is not even close to it.

This little piece of plastic credit card hardly weighs a few grams. But when we start using it, the result is massive Himalayan mountains of burden of debt and anxiety that crushes our life.

Power brings responsibility. The greater the power in hand, the greater is the responsibility. Understand the power of this small plastic card and act responsibly instead of getting carried away by this manmade illusion.

By Radhanath Swami

By RNS Articles

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48 comments

  1. What a analogy…! Truly the plastic card which ways a few grams can cause great debt that of an Himalayan mountain.The spiritualists like Radhanath Swami have a vision for everything and they derive lessons for life from man made to natural surroundings.

  2. Thank you Radhanath Swami for explaining how to use the power in a responsible way.

  3. we need to maintain a perfect balance between our needs ,desires and responsibilities..SO that we are not unnecessary entangled in material world. Krishna is our supreme goal.Keeping this in mid , if we deal with our desires we will never loose focus from our path.

  4. Yes, this is my mistake too!
    Thank you for speaking on it, i will stop immediately this nonsense!

  5. Through this Article Maharaj is showing that how small small things in this world can create big havoc in our lives.

    People in this world only know d 1 side of credit card that gives them pleasure, power, etc…But here Maharaj is revealing the other side of d credit cards that how it gives few moments pleasure but lifelong suffering in terms of working very hard to pay back d debts…

    Also Maharaj is so much compassionate & concern 4 D devotees that He is Making us aware of d power of credit card in sense that how it leads us into d trap of MAYA through her agents in d form of Credit Cards.

  6. Thank you Maharaj for making us aware of every aspect of material life in the form of Maya taking us away from remembering Krishna.

  7. Very true. This virtual happiness business which credit card companies are providing to any and every person is just like a slow poison which shows its effects once you are in its net. Radhanath Swami has given very clear picture here.

  8. Though quite small physically, each credit card is loaded with huge amounts of anxieties.

  9. this is the society of cheaters and cheated …..because one wants to get cheated others are waiting for the opportunity to cheat you. One wants to get cheated because he is looking for sense gratification which is quickly and cheaply available he do not want to pay for it NOW but ultimately he has to pay a big prise for it.

  10. That’s so true… Thank you radhanath maharaja for sharing such mice thoughts. No doubt it is very powerful…

  11. such a eye opening facts… I never thought the after effects of using this peace of plastic as per my minds fancy.

  12. Very astute observation. A little immediate pleasure can lead to long periods of misery later on.

  13. Maharajah is our true well wisher. He caution us against the power of Maya- here he warns us against the credit card, which is only a piece of plastic, but can completely ruin our lives.

  14. When we use a credit card, along with the “stuff” we buy, unknowingly we get a free shipment of anxiety. However, we need spiritual knowledge to understand things as they truly are.

  15. Radhanath Swami always protects others from the dangers of the so-called “Modern Advancement” like this “Credit Card”, which ultimately puts one into lot of hardships and anxiety.

  16. Radhanath Swami i must say because of your association i have been able to keep myself away from credit cards. there is some inconvenience sometimes but its manageable. Recently one of my friends credit card details were misused by someone and now he is paying the price.

  17. I was clean bowled by the last paragraph! Radhanath Swami has closely observed the effects of living a hedonistic life by using these plastic cards.

  18. So true. Radhanath Swami spoke that credit cards are agents of maya – the illusory energy, that keeps us bonded in misery.

  19. Thank you very much Radhanath swami maharaj for showing us the futility of material advancement

  20. thank you Radhanath Swami for making awareness of our uncontrolled mind who is demanding for possessing so many things thus after all we suffer. its fifth regulative principle NO LOANs/EMI.

  21. Only great saints like Radhanath Swami can have this wonderful vision of what is considered as a modern asset, but actually is a huge liability. By following his guidance, we can slowly rid ourselves of all such material contaminations.

  22. I agree swami ji and this is the mentality is who has seen tomorrow. but as you mentioned very nicely that when the next month bill comes then only one realize what he did but by then it was too late.

  23. A very true and expert statement from HH Radhanath swami maharaj. : This little piece of plastic credit card hardly weighs a few grams. But when you start using it, the result is massive Himalayan mountains of burden of debt and anxiety crushing your life.

  24. Everything has to be paid for,Radhanath Swami has bought of 1 of the evils we have created and this scenario can be seen all around

  25. This is a very nice article by Radhanath swami, which clerly depicts the nature of materail advancement and its results. ——

  26. Thank God I don’t have one. It is very addictive and makes you a compulsive shopper.

  27. Radhanath Swami so often mentions in his discourses that if one wants to advance in spiritual life, then one should not take credit for anything. Similarly, we need to extend this principle to our material existence as well & never live on credit. It will only bring us anxiety & distress in the long run.

  28. Very True. Even Chanakya Pandit has told, that one should stay away from any kind of debt or loan. This is really needed in modern economy. Thank you Radhanath Swami

  29. Amazing analysis! Radhanath Swami cuts through the illusion created by modern so called advancement and lets us see the reality as it is!

  30. Very powerful article. Thank you very much Maharaj for telling us the bad effects of having credit card. It shows your concern for all of us.

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